Redundancy

The Consumer Financial Education Body’s (CFEB) website: www.moneymadeclear.fsa.gov.uk/guides/everyday/tough_times.html

Copies of the CFEB’s Redundancy Handbook which provides advice on making the best of your money are available from CIAT on request. Please contact careers@ciat.org.uk

The Redundancy Handbook is a printed guide aimed at people who are:(a) worried about the prospect of redundancy,
(b) going through the process of redundancy, or
(c) are recently unemployed – up to one year.

The purpose of the handbook is to help people through a deeply worrying, stressful time - a time when they really need clear and objective information on managing their finances.

The Redundancy Handbook covers an array of topics, for example, information about redundancy rights, managing money, dealing with money worries, dealing with job worries and entitlements.

Each section of the handbook is tabbed and allows the reader to dip in and out of topics as they need. It’s a one stop shop for all you need to know.

CIAT members and dependents are eligible to contact the Architects’ Benevolent Society (ABS) for support or assistance. The ABS has recently launched an excellent redundancy pack which provides guidance and links to various websites: www.absnet.org.uk/news/redundancy

A hardcopy of the pack can be obtained by calling the ABS on 020 7580 2823.

The website links contained within the Redundancy Pack are:

Redundancy

Advisory, Conciliation and Arbitration Service (ACAS) — help with grievances, mediation etc.
www.acas.org.uk

Equality and Human Rights Commission — championing equality and human rights for all.
www.equalityhumanrights.com

Government advice on payment in lieu of notice
www.hmrc.gov.uk/bulletins/tb24.htm#payment_in_lieu

Government advice on calculating your redundancy pay
www.direct.gov.uk/en/Diol1/DoItOnline/DG_4017972

Redundancy pay if your employer is insolvent
www.insolvency.gov.uk/forms/rpforms.htm

State benefits

Jobseekers allowance handbook
www.jobcentreplus.gov.uk/JCP/stellent/groups/jcp/documents/websitecontent/dev_015482.pdf

DWP website for all working age state benefits
www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_015272.xml.html

On line general benefits advice
www.direct.gov.uk/benefitsadviser

Child tax credit
www.direct.gov.uk/en/MoneyTaxAndBenefits/TaxCreditsandChildBenefit/TaxCredits/index.htm

Do you qualify for a tax refund
www.hmrc.gov.uk/incometax/stop-work-refund.htm

Working tax credit helpline
Provides advice on working tax credits. Call the Tax Credits Helpline on 0845 300 3900

Council Tax, Local Housing Allowance and Housing Benefit
Contact your local Council Housing Benefit Office

Education Maintenance Allowance
For young people of certain ages in secondary education. Call the EMA Helpline on 0800 121 8989.
www.direct.gov.uk/en/EducationAndLearning/14To19/MoneyToLearn/EMA/DG_066945

Getting help with your mortgage
www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_016128.xml.html

Finding a new job

JobCentre Plus — provides help and advice on jobs and training for people who can work and financial help for those who cannot
www.jobcentreplus.gov.uk

Careers Advice Service — looking for helpful advice on careers and learning
www.careersadvice.direct.gov.uk/helpandadvice

Living on less money

Living on less money
www.lowbudgetliving.co.uk/about-surviving-redundancy.html

General help

direct.gov.uk — access to the public services you will use and the information you will need. Some specific parts of this large website have already been mentioned above.
www.direct.gov.uk

Citizens Advice Bureaux
www.citizensadvice.org.uk

National Homelessness Advice Service — provide specialist advice to agencies like CAB
www.nhas.org.uk/index.htm